BankBonusWizard.comBankBonusWizard
$bankbonuswizard.com
Bank Offers
Personal CheckingBusiness CheckingSavings & CDBrokeragePersonal Credit CardBusiness Credit Card
StatisticsShare ReferralHelp Center

BankBonusWizard

We help you find the most lucrative bank bonuses and referral programs in the US. Search by zip code or browse our nationwide directories to maximize your banking rewards.

Directories

  • Bank Bonus Directory
  • City Bonus Directory
  • State Bonus Directory
  • Bank Bonus Ranking
  • All Bank Offers

Popular Hubs

  • Chase Bank Bonuses
  • California Bonuses
  • Texas Bank Offers
  • Bonus Ranking 2026
  • Bank Bonus Guide

Support

  • About Us
  • Help Center
  • Privacy Policy
  • Terms of Service
© 2026 Bank Bonus Wizard. All rights reserved.
Disclosure: We may receive compensation from the companies whose products we review.
Home / Bank Bonuses / Best Personal Checking Account Bonuses

Best Personal Checking Account Bonuses

These active personal checking promotions may require direct deposit, debit-card activity, or a minimum balance. Review the current bank terms before applying.

260 active offers$95,622 combined value
BankAccountTotal bonusAvailabilityExpires
Citizens Bank
Personal Checking$3,000CT, D.C., DE, FL, MA, MD, MI, NH, NJ, NY, OH, PA, RI, VT, VANov 15, 2026
Extraco Banks
Personal Checking$1,500TXJan 31, 2027
HSBC
Personal Checking$1,000nationwideDec 31, 2026
BOK Financial $950
Personal Checking$950CODec 31, 2026
Webster Bank
Personal Checking$900CT, MA, ME, NH, NJ, NY, RI or VTDec 31, 2026
Bank of Texas
Personal Checking$850TXDec 31, 2026
Dedham Saving Bank
Personal Checking$750MADec 31, 2026
First Horizon Bank
Personal Checking$700LA, NY, SC, TX, TN, AR, MS, AL, GA, KY, FL, NC & VADec 31, 2026
Synovus Bank
Personal Checking$650AL, FL, GA, SC & TNDec 31, 2026
Frontwave Credit Union
Personal Checking$600CAUnspecified
Associated Bank
Personal Checking$650IL, IN, MN & WI Oct 31, 2026
ACNB
Personal Checking$600PA & MDNov 30, 2026
BMO Bank
Personal Checking$600nationwideDec 15, 2026
American Bank & Trust
Personal Checking$600SD, MNOct 31, 2026
Hancock Whitney Bank
Personal Checking$600LA, MS, FL, AL, TXFeb 28, 2027
Teachers Federal Credit Union
Personal Checking$700FLUnspecified
Verve
Personal Checking$600IL, MN, WIDec 31, 2026
Peoples Bank
Personal Checking$600OH, WV, VA, MD, D.C. or KYUnspecified
S&T Bank
Personal Checking$700PA & OHDec 31, 2026
Campus Federal Credit Union
Personal Checking$600LAUnspecified
Old National Bank
Personal Checking$600IN, KY, MN & MIOct 30, 2026
First Merchants Bank
Personal Checking$650MIDec 31, 2026
C&N Bank
Personal Checking$650PA, NJ, NY Dec 31, 2026
Seacoast Bank
Personal Checking$600FLDec 31, 2026
Chime
Personal Checking$660nationwideUnspecified
Four Leaf Federal Credit Union
Personal Checking$550nationwideDec 31, 2026
Stark Federal Credit Union
Personal Checking$500OHNov 30, 2026
Community Credit Union Florida
Personal Checking$500FLDec 31, 2026
Busey Bank
Personal Checking$500FL, IL, IN, MODec 31, 2026
Westfield Bank
Personal Checking$500CTUnspecified
KCCU
Personal Checking$500MIUnspecified
University of Kentucky Federal Credit Union
Personal Checking$500KYDec 31, 2026
Bank of America
Personal Checking$500nationwideJan 31, 2027
Citadel Credit Union
Personal Checking$600PA, DE, OH, NY, NJ, MD, WVDec 31, 2026
Heritage Community Credit Union
Personal Checking$500CAOct 31, 2026
Rogue Credit Union
Personal Checking$500CA, ID, OROct 31, 2026
Flagstar Bank
Personal Checking$500AZ, CA, FL, IN, MI, NJ, NY, OH, WIUnspecified
Park National Bank
Personal Checking$500SC, OH, IN, KY, NCNov 14, 2026
Visions Federal Credit Union
Personal Checking$500NY, PA, NJDec 31, 2026
Santander
Personal Checking$500NH, MA, RI, CT, DE, NY, NJ, PA, or FLDec 18, 2026
Columbia Bank
Personal Checking$500NJUnspecified
Bank of Colorado
Personal Checking$500CO, AZOct 30, 2026
Truist
Personal Checking$500AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DCFeb 2, 2027
Bank of Hawaii
Personal Checking$500HIUnspecified
U.S. Bank
Personal Checking$500nationwideDec 18, 2026
KeyBank
Personal Checking$500AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WADec 11, 2026
St. Mary’s Bank
Personal Checking$500NHUnspecified
Central Bank
Personal Checking$500OK, IL, KS & MODec 31, 2026
Cape & Coast Bank
Personal Checking$500MADec 31, 2026
TruStone Financial
Personal Checking$550WI & MNDec 31, 2026
Wintrust Bank
Personal Checking$500IL, FL, WI, IN, MINov 3, 2026
Byline Bank
Personal Checking$450IL, WINov 30, 2026
Clearview Credit Union
Personal Checking$512PADec 31, 2026
Community Choice Credit Union
Personal Checking$411IAUnspecified
OnePay
Personal Checking$450nationwideNov 28, 2026
Equity Bank
Personal Checking$400KS, MO, AR, OK, NEDec 31, 2026
Community State Bank
Personal Checking$400IADec 31, 2026
Chase
Personal Checking$400nationwideJan 27, 2027
North Shore Bank
Personal Checking$400WI, ILNov 7, 2026
Cobalt Credit Union
Personal Checking$400IA, NEDec 31, 2026
APGFCU
Personal Checking$400MDNov 30, 2026
Navy Federal Credit Union
Personal Checking$400nationwideDec 31, 2026
First Commonwealth Bank
Personal Checking$450PA, OH, IN, KY, or WVNov 30, 2026
Bankers Trust
Personal Checking$400AZ, IA, NEDec 31, 2026
Banner Bank
Personal Checking$400OR, WA, CA & IDOct 31, 2026
Huntington Bank
Personal Checking$400OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC, TXJan 15, 2027
Univest Bank
Personal Checking$400PANov 25, 2026
Connect Credit Union
Personal Checking$400FLDec 15, 2026
GBC Bank
Personal Checking$400INNov 30, 2026
Penn Community Bank
Personal Checking$400PA, NJDec 5, 2026
4Front Credit Union
Personal Checking$400MIUnspecified
PNC Bank
Personal Checking$400nationwideJan 7, 2027
Bar Harbor Bank & Trust
Personal Checking$500ME, VT & NHOct 30, 2026
Northwest Bank
Personal Checking$400OH, IN, PADec 31, 2026
CommunityAmerica Credit Union
Personal Checking$425KS, MO, ILDec 31, 2026
WECU
Personal Checking$450WADec 31, 2026
Oriental Bank
Personal Checking$400Puerto RicoDec 31, 2026
iTHINK Financial
Personal Checking$400FL, GAUnspecified
Fulton Bank
Personal Checking$400DE, DC, MD, NJ, PA, & VADec 31, 2026
Republic Bank
Personal Checking$400FL, IN, KY, OH & TNDec 31, 2026
Capital One
Personal Checking$400nationwideUnspecified
Addition Financial
Personal Checking$400FL, GAUnspecified
Consolidated Community Credit Union
Personal Checking$400ORUnspecified
Regions Bank
Personal Checking$450AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TXDec 31, 2026
MIDFLORIDA Credit Union
Personal Checking$400FLUnspecified
Purdue Federal Credit Union
Personal Checking$450INDec 31, 2026
Canyon View Credit Union
Personal Checking$400UTUnspecified
Unity Bank
Personal Checking$400NJ & PAUnspecified
Metro Credit Union
Personal Checking$400MA, NHUnspecified
OneAZ Credit Union
Personal Checking$375AZUnspecified
First Hawaiian Bank
Personal Checking$350HIDec 31, 2026
America First Credit Union
Personal Checking$350UT, NV, AZ, ID, OR, NM, CAUnspecified
Texas Trust Credit Union
Personal Checking$350TXDec 31, 2026
The First National Bank In Sioux
Personal Checking$350IA, SD, MN, ND, NEOct 31, 2026
PeoplesBank (Bankatpeoples)
Personal Checking$350CT, MAOct 26, 2026
California Bank & Trust
Personal Checking$350CADec 31, 2026
Elevations Credit Union
Personal Checking$350CO Nov 30, 2026
MidFirst Bank
Personal Checking$350TX, AZ, OKDec 31, 2026
SECU
Personal Checking$400DC, DE, PA, VA, WV, MDDec 31, 2026
Newtown Savings Bank (NSB)
Personal Checking$350CT & NYUnspecified
Municipal Credit Union
Personal Checking$350NYDec 31, 2026
Middlesex Savings Bank
Personal Checking$400MADec 31, 2026
Educators Credit Union
Personal Checking$350WIUnspecified
Independent Bank
Personal Checking$400MI, OHMar 31, 2027
Torrington Savings Bank
Personal Checking$350CTUnspecified
Kitsap Credit Union
Personal Checking$330WADec 16, 2026
Wells Fargo
Personal Checking$325nationwideUnspecified
Citibank
Personal Checking$325nationwideUnspecified
UCCU
Personal Checking$300UTUnspecified
Southland Credit Union
Personal Checking$300CAUnspecified
SAFE Credit Union
Personal Checking$400CANov 30, 2026
TruMark Financial
Personal Checking$300PAUnspecified
Ascend Bank
Personal Checking$300CTDec 31, 2026
Trustco Bank
Personal Checking$300FL, MA, NJ, NY, VTOct 31, 2026
Energy Capital Credit Union
Personal Checking$300TXUnspecified
Dupaco Credit Union
Personal Checking$350IL, IA and WIUnspecified
Broadway Bank
Personal Checking$300TXUnspecified
Metrum Community Credit Union
Personal Checking$300COUnspecified
Wesbanco
Personal Checking$300IN, KY, MD, OH, PA, WVOct 31, 2026
Johnson Financial Group
Personal Checking$300WIUnspecified
TruWest Credit Union
Personal Checking$300AZ, TXOct 31, 2026
Fifth Third
Personal Checking$300FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SCJan 4, 2027
Hawthorn Bank
Personal Checking$350MO, KSDec 31, 2026
AllTru Credit Union
Personal Checking$300MOOct 31, 2026
Cedar Rapids Bank & Trust
Personal Checking$300IADec 31, 2026
South State Bank
Personal Checking$300AL, CO, FL, GA, NC, SC, TX, VAUnspecified
TD Bank
Personal Checking$350CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VANov 30, 2026
Camden National Bank
Personal Checking$300ME, NHNov 13, 2026
SouthEast Bank
Personal Checking$300TNDec 31, 2026
American Express
Personal Checking$300nationwideFeb 1, 2027
Dollar Bank
Personal Checking$325OH, VA, PA, MDOct 31, 2026
Carolina Trust Federal Credit Union
Personal Checking$300SCDec 31, 2026
Town & Country Credit Union
Personal Checking$300NDNov 30, 2026
Forest Area Federal Credit Union
Personal Checking$300MIOct 31, 2026
Great Plains Bank
Personal Checking$300OK & TXDec 31, 2026
Service 1st Federal Credit Union
Personal Checking$350PADec 31, 2026
First US Community Credit Union
Personal Checking$300CADec 31, 2026
BOK Financial
Personal Checking$300AR, AZ, CO, KS & MODec 31, 2026
Beacon bank
Personal Checking$400MA, CT, VT, NY, and RIUnspecified
WSECU
Personal Checking$300WAUnspecified
TruNorth Bank
Personal Checking$300MA, CT, RI, NHUnspecified
Holyoke Credit Union
Personal Checking$300MAUnspecified
Arsenal Credit Union
Personal Checking$375MO, ILDec 31, 2026
BankHometown
Personal Checking$300MA, CTUnspecified
Canandaigua National Bank
Personal Checking$300NYUnspecified
Old Second Bank
Personal Checking$300ILDec 31, 2026
PyraMax Bank
Personal Checking$300WIDec 31, 2026
Topline Financial Credit Union
Personal Checking$300MNDec 31, 2026
Cornerstone Community Financial Credit Union
Personal Checking$300MI, OHUnspecified
Credit Human Federal Credit Union
Personal Checking$300TX, LADec 31, 2026
Quad City Bank & Trust
Personal Checking$350IA, ILDec 31, 2026
Malvern Bank
Personal Checking$350IAUnspecified
Carter Bank
Personal Checking$300NC, VAUnspecified
United States Senate Federal Credit Union
Personal Checking$300VADec 31, 2026
Compass Community Credit Union
Personal Checking$350Humboldt, Del Norte, or Trinity County in CAUnspecified
Grow Financial Federal Credit Union
Personal Checking$300FL, SCUnspecified
Walden Savings Bank
Personal Checking$300NYDec 31, 2026
Bank of Albuquerque
Personal Checking$300NMDec 31, 2026
Bank of Oklahoma
Personal Checking$300OKDec 31, 2026
PSECU
Personal Checking$300nationwideUnspecified
Neighborhood Credit Union
Personal Checking$325TXUnspecified
Numerica Credit Union
Personal Checking$300WA, IDUnspecified
Financial Plus Credit Union
Personal Checking$350MIUnspecified
Schertz Bank & Trust
Personal Checking$300TXUnspecified
Oregon State Credit Union
Personal Checking$350OR, WAUnspecified
Florida Credit Union
Personal Checking$300FLUnspecified
Pima Federal Credit Union
Personal Checking$275AZDec 31, 2026
Sterling Bank
Personal Checking$250MOUnspecified
Eagle Valley Bank
Personal Checking$250ILOct 31, 2026
Grand Bank
Personal Checking$250MSNov 30, 2026
Empire State Bank
Personal Checking$250NYUnspecified
Farmers Insurance Federal Credit Union
Personal Checking$250nationwideUnspecified
Old Hickory Credit Union
Personal Checking$250TNDec 31, 2026
Delta Community Credit Union
Personal Checking$250GAUnspecified
REV Federal Credit Union
Personal Checking$250NC & SCUnspecified
ValleyStar Credit Union
Personal Checking$250VAUnspecified
Farmers Insurance Federal Credit Union (FIGFCU)
Personal Checking$250IN, ORUnspecified
Chartway Federal Credit Union
Personal Checking$250UTUnspecified
Horizon Bank
Personal Checking$250INOct 31, 2026
Sidney Federal Credit Union
Personal Checking$250NYUnspecified
Sage Credit Union
Personal Checking$250OR, CA, NVNov 30, 2026
Southern Bank
Personal Checking$250AR, IL, MO, KSUnspecified
Greater Nevada Credit Union –
Personal Checking$250NVUnspecified
Sovereign Bank
Personal Checking$250OKUnspecified
Inova Federal Credit Union
Personal Checking$250INNov 30, 2026
OMB Bank
Personal Checking$250MO, KSDec 31, 2026
Alero Financial
Personal Checking$250CT, ILDec 31, 2026
Florida West Coast Credit Union
Personal Checking$250FLUnspecified
Blaze Credit Union
Personal Checking$250MNUnspecified
Columbia Bank CA
Personal Checking$250CAUnspecified
Springs Valley Bank & Trust
Personal Checking$250INDec 31, 2026
California Credit Union
Personal Checking$250CAUnspecified
Propell Credit Union
Personal Checking$250PAUnspecified
Kinetic Credit Union
Personal Checking$250GA, ALUnspecified
Truity Credit Union
Personal Checking$250OK, KS, ARUnspecified
Western State Bank
Personal Checking$250AZ, ND, MN Unspecified
Gesa Credit Union
Personal Checking$250WA, ID, ORUnspecified
Everwise Credit Union
Personal Checking$300IN & MIUnspecified
First Service Credit Union
Personal Checking$250TXUnspecified
Air Academy Credit Union
Personal Checking$250COUnspecified
Shell FCU
Personal Checking$250TXDec 31, 2026
Sound Community Bank
Personal Checking$250WAUnspecified
Waukesha State Bank
Personal Checking$350WIDec 31, 2026
Alpena Alcona Area Credit Union
Personal Checking$250MIUnspecified
Credit Union of Texas
Personal Checking$350TXUnspecified
Vantage Credit Union
Personal Checking$300MO and ILUnspecified
Varo Money
Personal Checking$200nationwideOct 15, 2026
Foothill Credit Union
Personal Checking$200CADec 31, 2026
Landings Credit Union
Personal Checking$200AZUnspecified
CinFed Credit Union
Personal Checking$200OH, KY, INOct 31, 2026
VantageWest Credit Union
Personal Checking$200AZDec 31, 2026
OMNI Community Credit Union
Personal Checking$200MI, INUnspecified
BMI FCU
Personal Checking$200OHDec 31, 2026
First Federal Bank
Personal Checking$200FLDec 31, 2026
Guaranty Bank
Personal Checking$250MODec 31, 2026
Lafayette Federal Credit Union
Personal Checking$200MD, D.C., VADec 31, 2026
City National Bank
Personal Checking$200OH, VA, WVUnspecified
DuPage Credit Union
Personal Checking$200IL, IN, MI, IA, WI, MO, KYApr 2, 2028
Regent Bank
Personal Checking$200MO, OK, TXUnspecified
Wescom
Personal Checking$200Los Angeles, San Bernardino, Orange, Riverside, San Diego, Ventura and Santa Barbara in CADec 31, 2026
ENT Credit Union
Personal Checking$200CODec 31, 2026
Washington Trust
Personal Checking$200RIUnspecified
SunWest Credit Union
Personal Checking$200CODec 31, 2026
First Community Bank
Personal Checking$200AR, MOUnspecified
CIBC US
Personal Checking$200IL, MI, MO, CA, FL & WIDec 31, 2026
Safe 1 Credit Union
Personal Checking$200CAUnspecified
America’s Credit Union
Personal Checking$200TXUnspecified
1st Advantage Federal Credit Union
Personal Checking$250VA, NCUnspecified
Premier America Credit Union
Personal Checking$250CA & TXUnspecified
Arapahoe Credit Union
Personal Checking$200COUnspecified
Bravera Bank
Personal Checking$200ND, MTUnspecified
Hanmi Bank
Personal Checking$200CA, IL, NJ, NY, TX, VADec 31, 2026
Freedom Credit Union
Personal Checking$200PAUnspecified
Bank Independent
Personal Checking$250ALUnspecified
Community First Credit Union
Personal Checking$250FLUnspecified
Horizon Credit Union
Personal Checking$300WA, ID, MT, ORUnspecified
Power Financial Credit Union
Personal Checking$199FLUnspecified
VyStar Credit Union
Personal Checking$175FL, GADec 31, 2026
First Community Credit Union
Personal Checking$150MN, NDOct 31, 2026
Mountain America Credit Union
Personal Checking$150AZ, ID, MT, NV, NM, UTJun 30, 2027
Orion Financial
Personal Checking$150AR, MS, TNOct 31, 2026
On Tap Credit Union
Personal Checking$150COOct 31, 2026
Santa Rosa County Federal Credit Union
Personal Checking$150FLUnspecified
Summit Federal Credit Union
Personal Checking$150NYDec 31, 2026
Reliant Community Credit Union
Personal Checking$175NYDec 31, 2026
OnPath Credit Union
Personal Checking$150nationwideUnspecified
Red Canoe Credit Union
Personal Checking$150OR, WADec 31, 2026
Westmark Credit Union
Personal Checking$150IDUnspecified
Together Credit Union
Personal Checking$200MI, IL, TX, VAUnspecified
Spokane City Credit Union
Personal Checking$150WA, IDUnspecified
Education Credit Union
Personal Checking$123TXUnspecified
DFCU Financial
Personal Checking$100FL, MIUnspecified
SF Fire Credit Union
Personal Checking$100CADec 31, 2026
Wealth Front
Personal Checking$100nationwideUnspecified
Stoneham Bank
Personal Checking$100MA & NHUnspecified
Achieva Credit Union
Personal Checking$200FLUnspecified
Current
Personal Checking$130nationwideUnspecified
Stanford Federal Credit Union
Personal Checking$620CAUnspecified
SoFi
Personal Checking$737nationwideUnspecified
KeyPoint Credit Union
Personal Checking$300nationwideDec 31, 2026

How to compare these offers

Compare the full qualification window, required deposits or transactions, monthly fees, geographic restrictions, and early account closure terms. Confirm the current terms on the bank website before opening an account.

Best Business Checking Account BonusesBest Savings Account BonusesBank Bonuses With No Direct DepositNationwide Bank Bonuses