Flagstar Bank Bonus Offer

Verified InstitutionMember FDIC

Expert Analysis & Market Report

As a regional financial institution, Flagstar Bank is headquartered in Troy, MI and was founded in 1987. With total assets of approximately $30 billion. It operates 160+ branches. It employs over 5,000+ people. Service area: AZ, CA, FL, IN, MI, NJ, NY, OH, WI.

Flagstar Bank is one of the largest regional banks in the Midwest and a leading mortgage originator. It provides personal and business banking, home lending, and commercial banking services.

As of October 2026, Flagstar Bank is actively running 1 promotional offer. Personal Checking offers are up to $500.

Offer Update History

No change records yet.

Personal Checking

Flagstar Bank

Personal Checking

$500
Sign-up Bonus
Region:AZ, CA, FL, IN, MI, NJ, NY, OH, WI
Offer Expires:Unspecified
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Bonus Requirement & Tips:
-Flagstar Bank is offering a checking bonus of up to $500.
-$300 when you open a Flagstar Ready Checking and complete the following requirements:
Within 90 days receive 3 monthly direct deposits totaling: $1,500 ($500/month)
-$500 when you open a Flagstar Elite Checking and complete the following requirements:
Within 90 days receive 3 monthly direct deposits totaling: $7,500 ($2,500/month)

Frequently Asked Questions (FAQ)

Does Flagstar Bank require direct deposit for the bonus?

Flagstar Bank typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the Flagstar Bank bonus offer available nationwide?

Flagstar Bank's current listed offers specify these service areas: AZ, CA, FL, IN, MI, NJ, NY, OH, WI. Check the individual offer terms to confirm eligibility for your location.

Can I earn an extra referral bonus at Flagstar Bank?

Flagstar Bank may offer referral bonuses to existing customers. Contact the bank directly to inquire about current referral programs.

Is the Flagstar Bank welcome bonus once per lifetime?

Flagstar Bank typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.