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Flagstar Bank Bonus Offer

Verified InstitutionMember FDIC

Expert Analysis & Market Report

Serving as a trusted regional banking partner, Flagstar Bank is headquartered in Troy, MI and was founded in 1987. With total assets of approximately $30 billion. It operates 160+ branches. It employs over 5,000+ people. Service area: AZ, CA, FL, IN, MI, NJ, NY, OH, WI.

Flagstar Bank is one of the largest regional banks in the Midwest and a leading mortgage originator. It provides personal and business banking, home lending, and commercial banking services.

As of April 2026, Flagstar Bank is actively running 1 promotional offer. Personal Checking offers are up to $500.

Offer Update History - Latest Apr 7th, 2026

  • Updated @ Apr 7th, 2026: Personal Checking: expiration 2026-04-30 -> 2026-05-31

Personal Checking

Flagstar Bank

Personal Checking

$500
Sign-up Bonus
Region:AZ, CA, FL, IN, MI, NJ, NY, OH, WI
Direct Link:https://www.flagstar.com/promo/retail/checking-cash-offer.html
Offer Expires:May 31, 2026
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Important Tips:
-ChexSystems Sensitive
-Direct Deposit Required
-Wealthfront Works for Direct Deposit
-One bonus each household
-Out-of-State allowed at branch
-No promotional bonus before
-Register Referlive for extra bonus
-$500 when you open a Flagstar Elite Checking and complete the following requirements: Maintain an average daily balance of $500+ and one direct deposits totaling $500+ in the first 90 days, Get a Flagstar Ready Checking account to earn $300 bonus
-Flagstar Elite Checking: $15 monthly service charge, waived when you maintain a $25,000 combined daily average balance in your Flagstar personal deposit accounts
-Unable to stack with referral bonus
-early account closure fee and reclamation of bonus may be imposed for accounts closed within 180 days
-If you have been paid a checking cash bonus previously, you are ineligible to receive this offer

Frequently Asked Questions (FAQ)

Does Flagstar Bank require direct deposit for the bonus?

Flagstar Bank typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the Flagstar Bank bonus offer available nationwide?

Flagstar Bank is primarily available in Nationwide and surrounding areas. Check branch locations to confirm availability in your area.

Can I earn an extra referral bonus at Flagstar Bank?

Flagstar Bank may offer referral bonuses to existing customers. Contact the bank directly to inquire about current referral programs.

Is the Flagstar Bank welcome bonus once per lifetime?

Flagstar Bank typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.

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