Updated January 15, 2026 - All bonuses verified and current

All Current Bank Bonus Offers

All (223)Personal Checking (145)Business Checking (44)Savings & CD (6)Credit Card (24)Brokerage (1)

Personal Checking Offers (145)

BankAccount TypeBonus AmountRegionsExpiresAction
HSBC⭐ Top Choice
Personal Checking$1,500nationwide7/1/2026Apply
BMO Harris⭐ Top Choice
Personal Checking$1,000nationwide1/29/2026Apply
Utah First Credit Union⭐ Top Choice
Personal Checking$900UT1/1/2031Apply
SoFi⭐ Top Choice
Personal Checking$800nationwide1/1/2031Apply
Dedham Saving Bank⭐ Top Choice
Personal Checking$750MA1/1/2031Apply
Chime⭐ Top Choice
Personal Checking$750nationwide1/1/2031Apply
Nevada State Bank⭐ Top Choice
Personal Checking$700NV, ID, UT, WY, TX, CA, AZ, CO, NM1/1/2031Apply
Stanford Federal Credit Union⭐ Top Choice
Personal Checking$620CA1/1/2031Apply
Bank of Hawaii⭐ Top Choice
Personal Checking$600HI1/1/2031Apply
Associated Bank⭐ Top Choice
Personal Checking$600IL, IN, MN & WI 3/1/2026Apply
Teachers Federal Credit Union⭐ Top Choice
Personal Checking$600NY, FL1/1/2031Apply
Blue Foundry Bank⭐ Top Choice
Personal Checking$600NJ1/1/2031Apply
Hancock Whitney Bank⭐ Top Choice
Personal Checking$600LA, MS, FL, AL, TX2/1/2026Apply
Synovus Bank⭐ Top Choice
Personal Checking$600AL, FL, GA, SC & TN3/27/2026Apply
KeyBank⭐ Top Choice
Personal Checking$500AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA2/7/2026Apply
Wintrust Bank⭐ Top Choice
Personal Checking$500IL, FL, WI, IN, MI11/4/2026Apply
Bank of America⭐ Top Choice
Personal Checking$500nationwide2/1/2026Apply
Citadel Credit Union⭐ Top Choice
Personal Checking$500Bucks, Chester, Delaware, Montgomery, or Philadelphia County in PA4/1/2026Apply
Community Credit Union Florida⭐ Top Choice
Personal Checking$500FL1/1/2031Apply
TruStone Financial⭐ Top Choice
Personal Checking$500WI & MN1/1/2027Apply
Flagstar Bank⭐ Top Choice
Personal Checking$500AZ, CA, FL, IN, MI, NJ, NY, OH, WI2/1/2026Apply
Banner Bank⭐ Top Choice
Personal Checking$500OR, WA, CA & ID4/1/2026Apply
Provident Credit Union
Personal Checking$475Alameda, Contra Costa, El Dorado, Placer, Sacramento, San Mateo, Santa Clara, and San Francisco county in CA2/1/2026Apply
Credit Union West
Personal Checking$450AZ3/1/2026Apply
Byline Bank
Personal Checking$450IL, WI4/1/2026Apply
Old National Bank
Personal Checking$450IN, KY, MN & MI2/1/2026Apply
U.S. Bank
Personal Checking$450nationwide1/29/2026Apply
Citibank
Personal Checking$425nationwide1/1/2031Apply
MIDFLORIDA Credit Union
Personal Checking$400FL1/1/2031Apply
WECU
Personal Checking$400WA7/1/2026Apply
C&N Bank
Personal Checking$400PA, NJ, NY 7/1/2026Apply
Huntington Bank
Personal Checking$400OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC, TX3/16/2026Apply
Bankers Trust
Personal Checking$400AZ, IA, NE7/1/2026Apply
Canyon View Credit Union
Personal Checking$400UT1/1/2031Apply
Truist
Personal Checking$400AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC3/26/2026Apply
Metro Credit Union
Personal Checking$400MA, NH1/1/2031Apply
Unity Bank
Personal Checking$400NJ & PA1/1/2031Apply
SouthPoint Financial Credit Union
Personal Checking$400MI2/1/2026Apply
Purdue Federal Credit Union
Personal Checking$400IN1/1/2027Apply
Equity Bank
Personal Checking$400KS, MO, AR, OK, NE4/1/2026Apply
Community State Bank
Personal Checking$400IA4/1/2026Apply
Bar Harbor Bank & Trust
Personal Checking$400ME, VT & NH3/1/2026Apply
Wells Fargo
Personal Checking$400nationwide2/25/2026Apply
4Front Credit Union
Personal Checking$400MI1/1/2031Apply
Penn Community Bank
Personal Checking$400PA, NJ2/1/2026Apply
Chase
Personal Checking$400nationwide4/16/2026Apply
Citizens Bank
Personal Checking$400CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL1/19/2026Apply
Pacific Service Credit Union
Personal Checking$400CA1/1/2031Apply
PNC Bank
Personal Checking$400nationwide2/27/2026Apply
Santander
Personal Checking$400NH, MA, RI, CT, DE, NY, NJ, PA, or FL4/1/2026Apply
Torrington Savings Bank
Personal Checking$350CT1/1/2031Apply
MidFirst Bank
Personal Checking$350TX, AZ, OK4/1/2026Apply
APGFCU
Personal Checking$350MD4/1/2026Apply
SECU
Personal Checking$350DC, DE, PA, VA, WV, MD4/1/2026Apply
Educators Credit Union
Personal Checking$350Dane, Green, Jefferson, Kenosha, Milwaukee, Ozaukee, Racine, Rock, Walworth, Washington and Waukesha County in WI1/1/2031Apply
M&T Bank
Personal Checking$350CT, DC, DE, MA, MD, ME, NH, NJ, NY, PA, VA, VT, WV4/1/2026Apply
Independent Bank
Personal Checking$350MI, OH4/1/2027Apply
Flushing Bank
Personal Checking$350NY, NJ1/1/2031Apply
PeoplesBank (Bankatpeoples)
Personal Checking$350MA & CT1/1/2031Apply
Frontwave Credit Union
Personal Checking$350San Diego, Riverside or San Bernardino county in CA1/1/2031Apply
Arizona Financial Credit Union
Personal Checking$319AZ 1/1/2031Apply
Star Financial Bank
Personal Checking$300IN1/1/2031Apply
CommunityAmerica Credit Union
Personal Checking$300KS & MO2/1/2026Apply
Carolina Trust Federal Credit Union
Personal Checking$300Horry, Georgetown, Marion, Williamsburg county in SC4/1/2026Apply
North American Savings Bank (NASB)
Personal Checking$300MO & KS1/1/2031Apply
Bank of Albuquerque
Personal Checking$300NM1/1/2027Apply
Old Second Bank
Personal Checking$300IL4/1/2026Apply
Fifth Third
Personal Checking$300FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC4/1/2026Apply
Neighborhood Credit Union
Personal Checking$300TX1/1/2031Apply
Oregon State Credit Union
Personal Checking$300OR, WA1/1/2031Apply
Community Bank & Trust
Personal Checking$300IA4/1/2026Apply
Bask Bank
Personal Checking$300nationwide5/1/2026Apply
Texans Credit Union
Personal Checking$300TX1/1/2031Apply
Stoneham Bank
Personal Checking$300MA & NH1/1/2031Apply
United States Senate Federal Credit Union
Personal Checking$300VA1/1/2027Apply
Trustco Bank
Personal Checking$300FL, MA, NJ, NY, VT2/1/2026Apply
KeyPoint Credit Union
Personal Checking$300nationwide1/1/2031Apply
Canadaigua National Bank
Personal Checking$300NY1/1/2031Apply
TD Bank
Personal Checking$300CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA1/31/2026Apply
OUR Credit Union
Personal Checking$300MI2/1/2026Apply
Hawthorn Bank
Personal Checking$300MO, KS4/1/2026Apply
Schertz Bank & Trust
Personal Checking$300TX1/1/2031Apply
Bank of Texas
Personal Checking$300TX1/1/2027Apply
Capital One
Personal Checking$300nationwide1/1/2031Apply
Florida Credit Union
Personal Checking$300FL1/1/2031Apply
PyraMax Bank
Personal Checking$300WI4/1/2026Apply
Compass Community Credit Union
Personal Checking$300Humboldt, Del Norte, or Trinity County in CA1/1/2031Apply
bankESB
Personal Checking$300CT & MA, RI & NH1/1/2031Apply
Financial Plus Credit Union
Personal Checking$300MI1/1/2031Apply
Numerica Credit Union
Personal Checking$300WA, ID1/1/2031Apply
Cedar Rapids Bank & Trust
Personal Checking$300IA4/1/2026Apply
Berkshire Bank
Personal Checking$300MA, NY, CT, RI, or VT7/1/2026Apply
E*Trade
Personal Checking$300nationwide4/1/2026Apply
Broadway Bank
Personal Checking$300TX1/1/2031Apply
PSECU
Personal Checking$300nationwide1/1/2031Apply
Oostburg State Bank
Personal Checking$300WI1/1/2031Apply
Regions Bank
Personal Checking$300AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX1/1/2027Apply
Walden Savings Bank
Personal Checking$300NY1/1/2027Apply
Grow Financial Federal Credit Union
Personal Checking$300FL, SC1/1/2031Apply
Bank of Oklahoma
Personal Checking$300OK1/1/2027Apply
Abington Bank
Personal Checking$300MA, CT, RI, NH1/1/2031Apply
Luso American Credit Union
Personal Checking$300MA3/1/2026Apply
Dupaco Credit Union
Personal Checking$300IL, IA and WI1/1/2031Apply
BOK Financial
Personal Checking$300AR, AZ, CO, KS & MO1/1/2027Apply
Carter Bank
Personal Checking$300NC, VA1/1/2031Apply
American Express
Personal Checking$250nationwide2/1/2026Apply
Alpena Alcona Area Credit Union
Personal Checking$250MI1/1/2031Apply
Honor Credit Union
Personal Checking$250MI1/1/2031Apply
Achieva Credit Union
Personal Checking$250FL1/1/2031Apply
St. Mary’s Bank
Personal Checking$250NH1/1/2031Apply
Sound Community Bank
Personal Checking$250WA1/1/2031Apply
Credit Union of Texas
Personal Checking$250TX1/1/2031Apply
People First Federal Credit Union
Personal Checking$250NJ, OH & WV, PA 1/1/2031Apply
Farmers Insurance Federal Credit Union
Personal Checking$250nationwide1/1/2031Apply
Vantage Credit Union
Personal Checking$250MO and IL1/1/2031Apply
Waukesha State Bank
Personal Checking$250WI1/1/2027Apply
REV Federal Credit Union
Personal Checking$250NC & SC1/1/2031Apply
California Credit Union
Personal Checking$250San Diego, Riverside or Orange County in CA1/1/2031Apply
GTE Financial
Personal Checking$200FL4/1/2026Apply
BMI FCU
Personal Checking$200OH1/1/2027Apply
Alliant Credit Union
Personal Checking$200nationwide1/1/2031Apply
Guaranty Bank
Personal Checking$200MO1/1/2031Apply
Premier America Credit Union
Personal Checking$200CA & TX1/1/2031Apply
Horizon Credit Union
Personal Checking$200WA, ID, MT, OR1/1/2031Apply
Bank Independent
Personal Checking$200AL1/1/2031Apply
1st Advantage Federal Credit Union
Personal Checking$200VA, NC1/1/2031Apply
Monterra Credit Union
Personal Checking$200CA1/1/2031Apply
Middlesex Saving Bank
Personal Checking$200MA1/1/2031Apply
Community First Credit Union
Personal Checking$200FL1/1/2031Apply
Freedom Credit Union
Personal Checking$200PA1/1/2031Apply
First Commonwealth Bank
Personal Checking$200PA, OH, IN, KY, or WV4/1/2026Apply
Bravera Bank
Personal Checking$200ND, MT1/1/2031Apply
Wescom
Personal Checking$200Los Angeles, San Bernardino, Orange, Riverside, San Diego, Ventura and Santa Barbara in CA7/1/2026Apply
Current
Personal Checking$200nationwide1/1/2031Apply
Arapahoe Credit Union
Personal Checking$200CO1/1/2031Apply
TBK Bank
Personal Checking$200CO, IA, IL, KS & TX1/1/2031Apply
Hanmi Bank
Personal Checking$200CA, IL, NJ, NY, TX, VA1/1/2027Apply
Power Financial Credit Union
Personal Checking$199FL1/1/2031Apply
DFCU Financial
Personal Checking$175FL, MI1/1/2031Apply
Spokane City Credit Union
Personal Checking$150WA, ID1/1/2031Apply
Together Credit Union
Personal Checking$150MI, IL, TX, VA, FL, GA1/1/2031Apply
OnPath Credit Union
Personal Checking$150nationwide1/1/2031Apply
One Pay
Personal Checking$125nationwide1/1/2031Apply
OMNI Community Credit Union
Personal Checking$100MI, IN1/1/2031Apply
Wealth Front
Personal Checking$100nationwide1/1/2031Apply

Business Checking Offers (44)

BankAccount TypeBonus AmountRegionsExpiresAction
Citibank⭐ Top Choice
Business Checking$2,000CA, CT, DC, FL, IL, MA, NJ, NV, NY, VA4/7/2026Apply
Hanmi Bank⭐ Top Choice
Business Checking$2,000CA, IL, NJ, NY, TX, VA1/1/2027Apply
M&T Bank⭐ Top Choice
Business Checking$1,500MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV4/1/2026Apply
U.S. Bank⭐ Top Choice
Business Checking$1,500nationwide2/12/2026Apply
Huntington Bank⭐ Top Choice
Business Checking$1,000OH, MI, IN, PA, KY, WV, IL, CO, MN, WI, NC, SC, TX, WI2/17/2026Apply
Blue Foundry Bank⭐ Top Choice
Business Checking$1,000NJ1/1/2031Apply
BMO Harris⭐ Top Choice
Business Checking$1,000nationwide1/29/2026Apply
Walden Savings Bank⭐ Top Choice
Business Checking$1,000NY1/1/2027Apply
Hawthorn Bank⭐ Top Choice
Business Checking$1,000MO, KS4/1/2026Apply
PNC Bank⭐ Top Choice
Business Checking$1,000AL, CA, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV4/1/2026Apply
S&T Bank⭐ Top Choice
Business Checking$900PA & OH1/1/2031Apply
Wells Fargo⭐ Top Choice
Business Checking$825nationwide3/4/2026Apply
Associated Bank⭐ Top Choice
Business Checking$750IA, IL, IN, KS, MI, MN, MO, OH, WI3/1/2026Apply
Chase⭐ Top Choice
Business Checking$750nationwide1/1/2031Apply
Bank of America⭐ Top Choice
Business Checking$750nationwide1/1/2027Apply
CIBM Bank⭐ Top Choice
Business Checking$600IN, IL, WI4/1/2026Apply
Byline Bank⭐ Top Choice
Business Checking$600IL2/14/2026Apply
Seacoast Bank⭐ Top Choice
Business Checking$600FL1/1/2027Apply
Central Bank⭐ Top Choice
Business Checking$500OK, IL KS & MO, CO1/31/2026Apply
California Bank & Trust⭐ Top Choice
Business Checking$500CA1/1/2031Apply
Fulton Bank⭐ Top Choice
Business Checking$500DE, DC, MD, NJ, PA, VA7/16/2026Apply
BlueVine⭐ Top Choice
Business Checking$500nationwide4/1/2026Apply
EagleBank⭐ Top Choice
Business Checking$500DC, MD, VA2/22/2026Apply
Jefferson Bank⭐ Top Choice
Business Checking$500OK, IL, KS & MO3/31/2026Apply
Arvest Bank⭐ Top Choice
Business Checking$500AR, MO, OK, KS1/1/2031Apply
KeyBank⭐ Top Choice
Business Checking$500AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA1/17/2026Apply
KeyPoint Credit Union⭐ Top Choice
Business Checking$500CA1/1/2031Apply
First Commonwealth Bank⭐ Top Choice
Business Checking$500PA, OH, IN, KY, or WV3/25/2026Apply
Stoneham Bank⭐ Top Choice
Business Checking$500MA, NH1/1/2031Apply
Newtown Savings Bank⭐ Top Choice
Business Checking$500CT & NY1/1/2031Apply
Old National Bank⭐ Top Choice
Business Checking$500IL, IN, KY, MI, MN & WI2/1/2026Apply
WaterStone Bank⭐ Top Choice
Business Checking$500WI1/1/2031Apply
Independent Bank⭐ Top Choice
Business Checking$500MI, OH1/1/2031Apply
Provident Credit Union
Business Checking$475CA1/1/2031Apply
North State Bank
Business Checking$450NC1/1/2031Apply
South State Bank
Business Checking$400GA, NC, SC, VA, FL, AL1/1/2031Apply
Bar Harbor Bank & Trust
Business Checking$400ME, VT & NH3/1/2026Apply
Broadway Bank
Business Checking$400TX1/1/2031Apply
Achieva Credit Union
Business Checking$400FL1/1/2031Apply
Truist
Business Checking$400AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC4/3/2026Apply
MidFirst Bank
Business Checking$300AZ, OK, TX4/1/2026Apply
Dedham Saving Bank
Business Checking$300MA1/1/2031Apply
Firstrust Bank
Business Checking$250DE, MD, NJ, PA1/1/2027Apply
Washington Trust
Business Checking$250RI1/1/2031Apply

Savings & CD Offers (6)

BankAccount TypeBonus AmountRegionsExpiresAction
E*Trade⭐ Top Choice
Savings & CD$2,000nationwide3/1/2026Apply
Capital One⭐ Top Choice
Savings & CD$1,500nationwide1/1/2031Apply
Chase⭐ Top Choice
Savings & CD$600nationwide4/16/2026Apply
Banner Bank⭐ Top Choice
Savings & CD$500OR, WA, CA & ID4/1/2026Apply
TD Bank
Savings & CD$200CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA2/1/2026Apply
Barclays Bank
Savings & CD$200nationwide4/1/2026Apply

Credit Card Offers (24)

BankAccount TypeBonus AmountRegionsExpiresAction
American Express Gold Business⭐ Top Choice
Credit Card$1,200nationwide1/1/2031Apply
American Express Platinum Personal⭐ Top Choice
Credit Card$1,000nationwide1/1/2031Apply
American Express Delta SkyMiles Gold Personal⭐ Top Choice
Credit Card$1,000nationwide1/1/2031Apply
Chase Sapphire⭐ Top Choice
Credit Card$1,000nationwide1/1/2031Apply
American Express Marriott Bonvoy⭐ Top Choice
Credit Card$1,000nationwide1/1/2031Apply
Chase World of Hyatt Business⭐ Top Choice
Credit Card$900nationwide1/1/2031Coming Soon
Chase British Airways Visa Signature⭐ Top Choice
Credit Card$750nationwide1/1/2031Apply
Chase Ink Business⭐ Top Choice
Credit Card$750nationwide1/1/2031Apply
American Express Gold Personal⭐ Top Choice
Credit Card$720nationwide1/1/2031Apply
Chase IHG One Rewards⭐ Top Choice
Credit Card$700nationwide1/1/2031Apply
American Express Hilton Honors Personal⭐ Top Choice
Credit Card$640nationwide1/1/2031Apply
Chase United MileagePlus⭐ Top Choice
Credit Card$500nationwide1/1/2031Apply
American Express Green Personal⭐ Top Choice
Credit Card$500nationwide1/1/2031Apply
Chase Marriott Bonvoy⭐ Top Choice
Credit Card$500nationwide1/1/2031Coming Soon
Chase Disney
Credit Card$400nationwide1/1/2031Coming Soon
American Express Blue Business Plus
Credit Card$300nationwide1/1/2031Apply
American Express Platinum Business
Credit Card$300nationwide1/1/2031Apply
Chase Southwest Rapid Rewards
Credit Card$300nationwide1/1/2031Coming Soon
American Express Blue Business Cash
Credit Card$250nationwide1/1/2031Apply
American Express Blue Cash
Credit Card$200nationwide1/1/2031Apply
Chase Freedom
Credit Card$200nationwide1/1/2031Coming Soon
American Express Business Green Rewards
Credit Card$150nationwide1/1/2031Apply
Discover
Credit Card$100nationwide1/1/2031Coming Soon
Bilt
Credit Card$10nationwide1/1/2031Apply

Brokerage Offers (1)

BankAccount TypeBonus AmountRegionsExpiresAction
Moomoo⭐ Top Choice
Brokerage$1,000nationwide2/1/2026Apply

How to Get Bank Bonuses

1

Find Offers

Search by zip code or browse all available bank bonus offers

2

Apply Online

Click through to the bank's website and complete your application

3

Meet Requirements

Fulfill the bank's requirements to earn your bonus

Expert Analysis: Finding the Best Bank Bonus

Our team analyzes 200+ financial institutions daily to ensure you have access to the highest-paying bank bonuses in 2026. The key to success is timing. Many of the $500+ bonuses require specific direct deposit amounts within the first 60 days.

Looking for a deep dive on how to maximize these rewards without paying hidden fees? Check out ourComprehensive Bank Bonus Guide.

Frequently Asked Questions

How do bank bonuses work?

Bank bonuses are promotional offers where banks pay you money for opening a new account and meeting certain requirements, such as making a minimum deposit or setting up direct deposit.

Are bank bonuses taxable?

Yes, bank bonuses are considered taxable income by the IRS. You'll receive a 1099-INT form from the bank for any bonus over $10.

Can I get multiple bank bonuses?

Yes, you can get multiple bank bonuses from different banks. However, some banks have restrictions on recent account closures or existing customers.