First Commonwealth Bank Bonus Offer

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Expert Analysis & Market Report

Known for its strong community ties, First Commonwealth Bank is headquartered in Indiana, PA and was founded in 1934. With total assets of approximately $12 billion. It operates 140+ branches. It employs over 1,800+ people. Service area: PA, OH, IN, KY, or WV.

First Commonwealth Financial Corporation is a financial services company providing a full range of commercial banking, consumer banking, mortgage, wealth management, and insurance products in Pennsylvania and Ohio.

As of April 2026, First Commonwealth Bank is actively running 2 promotional offers. Personal Checking offers are up to $400. Business Checking offers are up to $500.

Offer Update History - Latest Apr 1st, 2026

  • Updated @ Apr 1st, 2026: Personal Checking: bonus 200 -> 400
  • Updated @ Apr 1st, 2026: Personal Checking: expiration 2026-03-31 -> 2026-07-31
  • Updated @ Mar 25th, 2026: Business Checking: expiration 2026-03-25 -> 2026-05-27

Personal Checking

First Commonwealth Bank

Personal Checking

$400
Sign-up Bonus
+
$50
Referral Bonus
Region:PA, OH, IN, KY, or WV
Offer Expires:Jul 31, 2026
!
Important Tips:
-stack $50 referral bonus with referrer's personal link.
-Bonus Requirements:
-activate and use your debit card for 10 transactions within 60 days of opening your account to earn $200.
-To earn a total of $400, also complete $2,000 or more in cumulative deposits within 60 days of account opening
-No promotion bonus on a personal checking account in the past 12 months

Business Checking

First Commonwealth Bank

Business Checking

$500
Sign-up Bonus
Region:PA, OH, IN, KY, or WV
Offer Expires:May 26, 2026
!
Important Tips:
-Register Referlive for Extra Bonus
-Requirements: Complete 10 or more qualifying transactions that post and clear the account within 60 days of account opening.
-Earn $300 when Complete $3,000 or more in cumulative deposits within 60 days of account opening and earn $500 when Complete $,000 or more in cumulative deposits
-Offer is exclusive, not transferable, and limited to one checking reward per customer.

Frequently Asked Questions (FAQ)

Does First Commonwealth Bank require direct deposit for the bonus?

First Commonwealth Bank typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the First Commonwealth Bank bonus offer available nationwide?

First Commonwealth Bank is primarily available in Nationwide and surrounding areas. Check branch locations to confirm availability in your area.

Can I earn an extra referral bonus at First Commonwealth Bank?

Yes! First Commonwealth Bank currently offers an additional referral bonus of up to $50. Ask an existing member or customer for their referral link before signing up.

Is the First Commonwealth Bank welcome bonus once per lifetime?

First Commonwealth Bank typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.