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BMO Harris Bonus Offer

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Expert Analysis & Market Report

As a leading regional bank, BMO Harris is a trusted financial institution.

As of March 2026, BMO Harris is actively running 2 promotional offers with a bonus of $1,000. provides competitive bonuses while maintaining personalized service.

✅ Updated March 1, 2026 - All bonuses verified and current

Found 2 active BMO Harris offers Total value: $2,000

Personal Checking

BMO Harris

Personal Checking

$1,000
Sign-up Bonus
Region:Nationwide
Direct Link:https://www.bmo.com/en-us/main/personal/checking-accounts/relationship-bonus/?COID=BMOP-10124X-CHKRCDM&ecid=ot-DMDBAU70165CHK4-JRBMO86
Offer Expires:May 4, 2026
⚠️
Important Tips:
•Direct Deposit Required
•Wealthfront Works for Direct Deposit
•No account in past 12 months
•Bonus Requirements: Receive a $600 cash bonus when you have a cumulative total of $10,000 in qualifying direct deposits post to your account within 90 days of account opening or
•Receive a $800 cash bonus when you have a cumulative total of $15,000 in qualifying direct deposits post to your account within 90 days of account opening or
•Receive a $1,000 cash bonus when you have a cumulative total of $20,000 in qualifying direct deposits post to your account within 90 days of account opening.

Business Checking

BMO Harris

Business Checking

$1,000
Sign-up Bonus
Region:Nationwide
Direct Link:https://www.bmo.com/en-us/main/business-banking/bank-accounts/bb-checking-offer/?COID=BCHK-10074U-BCHKDSC&ecid=ot-9032025SMB4-KMUM21
Offer Expires:Apr 30, 2026
⚠️
Important Tips:
•Apply Online for U.S. Citizens Only
•No account within last 12 months
•Can be opened online in AZ, FL, IL, IN, KS, MO, MN and WI. Out of state applications are allowed in branch.
•Bonus Requirements: For a $750 bonus,: by day 30, balance must be $25k+ and maintain that balance from days 31-90.
•For a $400 bonus,: by day 30, balance must be $4K+ and maintain that balance from days 31-90.
•For a $1000 bonus,: by day 30, balance must be $50K+ and maintain that balance from days 31-90.

Frequently Asked Questions (FAQ)

Does BMO Harris require direct deposit for the bonus?

BMO Harris typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer—check specific terms for minimum amounts and timeframes.

Is the BMO Harris bonus offer available nationwide?

BMO Harris is primarily available in Nationwide and surrounding areas. Check branch locations to confirm availability in your area.

Can I earn an extra referral bonus at BMO Harris?

BMO Harris may offer referral bonuses to existing customers. Contact the bank directly to inquire about current referral programs.

Is the BMO Harris welcome bonus once per lifetime?

BMO Harris typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.

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