Last Updated: June 22, 2025
Welcome, and thank you for using www.bankbonuswizard.com ("Company," "we," or "us"). Our platform helps users discover relevant bank promotions and allows users to create and subscribe to bank referral cards ("Referral Cards") that can be viewed by others. These Terms of Service ("Terms") govern your access to and use of our website, platform, APIs, documentation, and other tools that support the discovery and sharing of bank promotions (collectively, the "Service"). By using our Service, you agree to these Terms.
Please also review our Privacy Policy, which describes how we collect, use, and protect your personal data.
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service solely for your personal or internal business purposes, in accordance with these Terms.
You may submit content through the Service, such as local bank promotion details, reviews, unique referral link, unique promo code, personal information related and comments ("User Content"). You retain ownership of your User Content. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, display, distribute, and promote such content to operate and improve the Service.
We reserve the right, but are not obligated, to review, remove, or modify User Content at our sole discretion, particularly if we believe it violates these Terms or any applicable law, or if it may harm the integrity of the Service.
You are responsible for ensuring that email address, personal informational, bank promo codes or other data you share is truthful, current, and not misleading. We do not guarantee the accuracy of any user-generated content on the platform.
You agree not to:
We reserve the right to suspend or terminate your account for any prohibited activity.
To access most of the Service, you must create an account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for keeping your password secure and for all activity under your account. If you suspect unauthorized use, contact us immediately at [email protected].
You must be at least 13 years old, or the age of majority in your jurisdiction (whichever is higher), to use the Service. By accessing or using the Service, you represent and warrant that you meet this requirement and that your use of the Service complies with all applicable laws.
New users are automatically enrolled in our Free Trial Package upon registration. This package includes:
During the free trial period, your referral cards will be recommended to other users on the platform. After the 3-month trial expires, you must subscribe to a paid plan to continue having your referral cards recommended to other users. Unsubscribed referral cards will remain in your account but will not be displayed to other users.
We offer the following subscription plans with monthly billing:
All subscription plans include the ability to replace referral cards within your plan's limit, priority support, and continued recommendation of your referral cards to other users on the platform.
Bankbonuswizard.com reserves the right to determine pricing for the Service. We will make reasonable efforts to keep pricing information on the Service up to date. You agree to review our Pricing Page periodically for any changes. We may change the fees for any feature of the Service, including introducing new fees or charges, by providing advance notice through the Service interface, email, or other reasonable means. Continued use of the Service after a fee change becomes effective constitutes your agreement to the updated pricing. You are responsible for all applicable taxes, excluding taxes based on our income. We may offer promotional discounts or different pricing to certain users; such offers do not apply to you unless explicitly provided.
We use a third-party payment processor, Stripe, Inc., to facilitate payments made through the Service, including via credit card, debit card, or bank account. All payment processing is subject to the Stripe Services Agreement and Stripe's Global Privacy Policy (collectively, the "Stripe Agreements"). By submitting payment information, you agree to be bound by the Stripe Agreements. You authorize Stripe to store your payment credentials and automatically charge your payment method for recurring and one-time payments as applicable. We are not responsible for any payment issues arising from Stripe's services.
All subscriptions are billed monthly on the same calendar date as when you first subscribed. By subscribing, you authorize us (or our third-party payment processor) to charge your payment method on the same date each month until you cancel the subscription.
Billing Rules:
You can cancel your subscription at any time. If you cancel before your next billing date, you will not be charged for the next billing period. If you cancel after your billing date, you will continue to have access to subscription features until the end of your current billing period. All payments are non-refundable unless otherwise required by applicable law.
If your payment method fails on your scheduled billing date (the same calendar date each month as when you first subscribed), your subscription will be considered inactive, and your access to subscription-based features—including personalized card recommendations, promotion updates, and any other subscriber-only content—will be automatically suspended. The system will treat your account as unsubscribed, and your referral cards will no longer be displayed to other users.
Subscription Status Changes:
We will attempt to notify you via email in the event of a failed payment. You may restore access at any time by updating your payment method and successfully completing payment.
We are not responsible for any data, visibility, or functionality loss caused by failed or delayed payments. You are solely responsible for maintaining a valid payment method and ensuring timely payment to keep your subscription active.
In cases of extended non-payment, we reserve the right to permanently delete or archive your stored referral cards or historical data.
As part of our business model, we may include third-party affiliate links, promotions, or partnerships within the Service. If you click on an affiliate link and make a purchase or sign up for a financial product or service, we may receive a commission at no extra cost to you. These affiliate relationships do not influence the objectivity of our promotional content. We encourage users to independently verify any third-party offer before taking action.
We are not responsible for any claims, terms, or obligations associated with third-party products or services linked via the affiliate program. Use of such offers is entirely at your own discretion and subject to those third parties' terms and policies.
We may update, suspend, or discontinue any part of the Service at any time, with or without notice. We also reserve the right to terminate or restrict access to your account if you violate these Terms or use the Service in a harmful or unlawful manner.
The Service is provided "as is" and "as available." We do not guarantee the accuracy, completeness, or reliability of any promotions or Recommendation Cards displayed on the platform. To the fullest extent permitted by law, we disclaim all warranties and are not liable for any direct, indirect, or consequential damages arising out of your use of the Service.
If you have any questions about these Terms, please contact us at [email protected].