Terms of Service
Last Updated: June 22, 2025
Welcome, and thank you for using bankbonuswizard.com ("Company," "we," or "us"). Our platform helps users discover relevant bank promotions and allows users to create and subscribe to bank referral cards ("Referral Cards") that can be viewed by others. These Terms of Service ("Terms") govern your access to and use of our website, platform, APIs, documentation, and other tools that support the discovery and sharing of bank promotions (collectively, the "Service"). By using our Service, you agree to these Terms.
Please also review our Privacy Policy, which describes how we collect, use, and protect your personal data.
1. Access and Use
1.1 Access Rights
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service solely for your personal or internal business purposes, in accordance with these Terms.
1.2 User Content
You may submit content through the Service, such as local bank promotion details, reviews, unique referral link, unique promo code, personal information related and comments ("User Content"). You retain ownership of your User Content. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, display, distribute, and promote such content to operate and improve the Service.
1.3 Content Review and Moderation
We reserve the right, but are not obligated, to review, remove, or modify User Content at our sole discretion, particularly if we believe it violates these Terms or any applicable law, or if it may harm the integrity of the Service.
2. User Responsibilities and Restrictions
2.1 Accuracy of Information
You are responsible for ensuring that email address, personal informational, bank promo codes or other data you share is truthful, current, and not misleading. We do not guarantee the accuracy of any user-generated content on the platform.
2.2 Prohibited Conduct
You agree not to:
- Post false, misleading, or fraudulent information about bank promotions or cards
- Use the Service to spam, scam, or conduct unlawful activities
- Interfere with or disrupt the functionality or security of the Service
- Infringe upon the intellectual property or privacy rights of others
- Use the Service for competitive analysis or reverse engineering
We reserve the right to suspend or terminate your account for any prohibited activity.
3. Account Registration and Security
To access most of the Service, you must create an account. You agree to provide accurate, current, and complete information and to keep it updated. You are responsible for keeping your password secure and for all activity under your account. If you suspect unauthorized use, contact us immediately at [email protected].
4. Eligibility
You must be at least 13 years old, or the age of majority in your jurisdiction (whichever is higher), to use the Service. By accessing or using the Service, you represent and warrant that you meet this requirement and that your use of the Service complies with all applicable laws.
5. Free Access and Referral Cards
5.1 Free Access
All features of BankBonusWizard are provided free of charge. Registered users can create and manage referral cards, browse bank bonuses, and access all platform features at no cost.
5.2 Referral Cards
Registered users may create referral cards to share bank bonus referral links with other users on the platform. Your referral cards will be displayed to other users as part of our recommendation system. We reserve the right to limit the number of referral cards per user or modify the referral card program at any time.
5.7 Affiliate Program and Third-Party Promotions
As part of our business model, we may include third-party affiliate links, promotions, or partnerships within the Service. If you click on an affiliate link and make a purchase or sign up for a financial product or service, we may receive a commission at no extra cost to you. These affiliate relationships do not influence the objectivity of our promotional content. We encourage users to independently verify any third-party offer before taking action.
We are not responsible for any claims, terms, or obligations associated with third-party products or services linked via the affiliate program. Use of such offers is entirely at your own discretion and subject to those third parties' terms and policies.
6. Service Changes and Termination
We may update, suspend, or discontinue any part of the Service at any time, with or without notice. We also reserve the right to terminate or restrict access to your account if you violate these Terms or use the Service in a harmful or unlawful manner.
7. Disclaimers and Limitation of Liability
The Service is provided "as is" and "as available." We do not guarantee the accuracy, completeness, or reliability of any promotions or Recommendation Cards displayed on the platform. To the fullest extent permitted by law, we disclaim all warranties and are not liable for any direct, indirect, or consequential damages arising out of your use of the Service.
8. Contact
If you have any questions about these Terms, please contact us at [email protected].