BankBonusWizard

BMO Bank Bonus Offer

Verified InstitutionMember FDIC

Expert Analysis & Market Report

As of October 2026, BMO Bank is actively running 2 promotional offers with bonuses up to $1,500. provides competitive bonuses while maintaining personalized service.

Offer Update History

No change records yet.

Personal Checking

BMO Bank

Personal Checking

$600
Sign-up Bonus
Region:Nationwide
Direct Link:
https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/
Offer Expires:Dec 14, 2026
!
Bonus Requirement & Tips:
-Offer Details:
-BMO Harris is offering a bonus of $600 when you open a checking account (BMO Smart Advantage Checking Account, BMO Smart Money Checking Account, BMO Relationship
-Checking Account) :
-Make at least $1,000 in qualifying direct deposits each month for up to 6 consecutive months (earn $100 per month). Beginning the month following account opening.
-There is also a savings bonus of up to $60:
-Open a new Savings Builder account and earn a $5 reward every month you grow your balance by $200 or more for the first year

Business Checking

BMO Bank

Business Checking

$1,500
Sign-up Bonus
Region:Nationwide
Direct Link:
https://www.bmo.com/en-us/main/business-banking/bank-accounts/bb-checking-offer/?COID=BCHK-10074U-BCHKDSC&ecid=ot-9032025SMB4-KMUM21
Offer Expires:Jan 31, 2027
!
Bonus Requirement & Tips:
-Can be opened online in AZ, FL, IL, IN, KS, MO, MN and WI. Out of state applications are allowed in branch.
-Bonus Requirements: For a $750 bonus,: by day 30, balance must be $25k+ and maintain that balance from days 31-90.
-For a $400 bonus,: by day 30, balance must be $4K+ and maintain that balance from days 31-90.
-For a $1000 bonus,: by day 30, balance must be $50K+ and maintain that balance from days 31-90.
-For a $1500 bonus,: by day 30, balance must be $100K+ and maintain that balance from days 31-90.
-Chex sensitive

Frequently Asked Questions (FAQ)

Does BMO Bank require direct deposit for the bonus?

BMO Bank typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the BMO Bank bonus offer available nationwide?

BMO Bank's current listed offers specify these service areas: nationwide. Check the individual offer terms to confirm eligibility for your location.

Can I earn an extra referral bonus at BMO Bank?

BMO Bank may offer referral bonuses to existing customers. Contact the bank directly to inquire about current referral programs.

Is the BMO Bank welcome bonus once per lifetime?

BMO Bank typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.

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