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TD Bank Bonus Offer

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Expert Analysis & Market Report

As one of America's largest financial institutions, TD Bank is headquartered in Cherry Hill, NJ and was founded in 1852. With total assets of approximately $402 billion. It operates 1,100+ branches. It employs over 26,000+ people. Service area: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA.

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S. Known for its extended hours and excellent customer service, TD Bank offers personal and business banking services along the East Coast.

As of April 2026, TD Bank is actively running 2 promotional offers. Personal Checking offers are up to $400. Savings & CD offers are up to $200.

Offer Update History - Latest Mar 27th, 2026

  • Updated @ Mar 27th, 2026: Savings & CD: expiration 2026-05-01 -> 2026-07-01
  • Updated @ Mar 27th, 2026: Personal Checking: bonus 300 -> 400
  • Updated @ Mar 27th, 2026: Personal Checking: expiration 2026-05-01 -> 2026-07-01

Personal Checking

TD Bank

Personal Checking

$400
Sign-up Bonus
+
$50
Referral Bonus
Region:CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
Direct Link:https://www.td.com/us/en/personal-banking/tdgarden-offer#tab-two
Offer Expires:Jun 30, 2026
!
Important Tips:
-Direct Deposit Required
-Wealthfront Works for Direct Deposit
-Enroll e-Document and online/mobile banking
-No promotional bonus before
-No account in past 12 months
-To receive $50 referral bonus, new member must fill in or present referral code (ex. STG51G32T60) in the application.
-$400 checking bonus requirements: $2,500 in qualifying direct deposits post to the account within 60 days.
-an additional $200 when you open a new TD Signature Savings or TD Simple Savings account, deposit at least $10,000 within the first 20 days and maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening
-You will not qualify for the Checking Bonus if you are an existing TD Bank personal checking Customer OR had a previous personal checking account that was closed within the preceding 12 months OR have received a prior personal checking account bonus at any time.

Savings & CD

TD Bank

Savings & CD

$200
Sign-up Bonus
Region:CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
Direct Link:https://www.td.com/us/en/personal-banking/tdgarden-offer#tab-one
Offer Expires:Jun 30, 2026
!
Important Tips:
-APY >= 4%
-Must open checking account to receive bonus
-Requirements: Deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening
-bundle with the checking account

Frequently Asked Questions (FAQ)

Does TD Bank require direct deposit for the bonus?

Most TD Bank checking account bonuses require direct deposits of $500-$2,000 within 60-90 days. Some savings bonuses may not require direct deposit.

Is the TD Bank bonus offer available nationwide?

Yes, most TD Bank offers are available nationwide. Some in-branch promotions may have geographic restrictions.

Can I earn an extra referral bonus at TD Bank?

Yes! TD Bank currently offers an additional referral bonus of up to $50. Ask an existing member or customer for their referral link before signing up.

Is the TD Bank welcome bonus once per lifetime?

Most TD Bank bonuses are once per account type per person. You may need to wait 12-24 months after closing an account before re-qualifying for new customer offers.

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