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Truist Bonus Offer

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Expert Analysis & Market Report

With a coast-to-coast presence, Truist is headquartered in Charlotte, NC and was founded in 2019. With total assets of approximately $555 billion. It operates 2,000+ branches. It employs over 50,000+ people. Service area: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC / AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC.

Truist Financial Corporation was formed from the merger of BB&T and SunTrust Banks in 2019. It is one of the largest financial services holding companies in the U.S., offering a full suite of banking, lending, and investment services.

As of April 2026, Truist is actively running 2 promotional offers. Personal Checking offers are up to $400. Business Checking offers are up to $400.

Offer Update History - Latest Apr 7th, 2026

  • Updated @ Apr 7th, 2026: Business Checking: expiration 2026-04-02 -> 2026-07-09
  • Updated @ Mar 26th, 2026: Personal Checking: expiration 2026-03-26 -> 2026-07-10

Personal Checking

Truist

Personal Checking

$400
Sign-up Bonus
Region:AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, DC
Direct Link:https://www.truist.com/checking/open-checking#disc1
Offer Expires:Jul 9, 2026
!
Important Tips:
-Direct Deposit Required
-Wealthfront Works for Direct Deposit
-promo code: DC400TR1Q226;
-Bonus Requirements: Receive at least 2 qualifying Direct Deposits totaling $2,000 or more AND complete at least 20 qualifying debit card purchases within 120 days of account opening.
-No Account on or after 03/26/2025

Business Checking

Truist

Business Checking

$400
Sign-up Bonus
Region:AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Direct Link:https://www.truist.com/small-business/banking/checking-offer
Offer Expires:Jul 9, 2026
!
Important Tips:
-Requirements: making Qualifying Deposits of $2,000 or more into your new account within 30 days of account opening.
-To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a business checking account with Truist within 365 days prior to the promotion start date (on or after 4/7/2025)
-The account holder cannot be a non-resident alien.
-The business account holder must have a valid U.S. TIN.

Frequently Asked Questions (FAQ)

Does Truist require direct deposit for the bonus?

Most Truist checking account bonuses require direct deposits of $500-$2,000 within 60-90 days. Some savings bonuses may not require direct deposit.

Is the Truist bonus offer available nationwide?

Yes, most Truist offers are available nationwide. Some in-branch promotions may have geographic restrictions.

Can I earn an extra referral bonus at Truist?

Truist periodically offers referral programs. Check their website or ask existing customers for referral opportunities.

Is the Truist welcome bonus once per lifetime?

Most Truist bonuses are once per account type per person. You may need to wait 12-24 months after closing an account before re-qualifying for new customer offers.

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