American Express Bonus Offer

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Expert Analysis & Market Report

Known for its community ties, American Express is headquartered in New York, NY and was founded in 1850. With total assets of approximately $224 billion. It operates Digital + Travel Centers branches. It employs over 77,000+ people. Service area: nationwide.

American Express Company is a globally integrated payments company. It provides credit cards, charge cards, travel services, and financial products to consumers, small businesses, mid-sized companies, and large corporations worldwide.

As of October 2026, American Express is actively running 2 promotional offers. Personal Checking offers are up to $300. Business Checking offers are up to $350.

Offer Update History

No change records yet.

Personal Checking

American Express

Personal Checking

$300
Sign-up Bonus
Offer Expires:Jan 31, 2027
!
Bonus Requirement & Tips:
-Offer Details:
-American Express is offering a $250 bonus when you open a new personal checking account and complete the following requirements:
-Receive receive a total of $7,500 or more of Qualifying Direct Deposit(s) within 90 days of account opening

Business Checking

American Express

Business Checking

$350
Sign-up Bonus
Offer Expires:Dec 30, 2030
!
Bonus Requirement & Tips:
-Bonus Requirements:
-Deposit a total of $5,000 or more in eligible deposits within 30 days of opening your first account, and
-Maintain an average account balance of $5,000 for the next 60 days, and
-Make 5 or more qualifying transactions within 60 days of opening your account.

Frequently Asked Questions (FAQ)

Does American Express require direct deposit for the bonus?

American Express typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the American Express bonus offer available nationwide?

American Express's current listed offers specify these service areas: nationwide. Check the individual offer terms to confirm eligibility for your location.

Can I earn an extra referral bonus at American Express?

American Express may offer referral bonuses to existing customers. Contact the bank directly to inquire about current referral programs.

Is the American Express welcome bonus once per lifetime?

American Express typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.