Equity Bank Bonus Offer

Verified InstitutionMember FDIC

Expert Analysis & Market Report

A respected regional financial institution, Equity Bank is headquartered in Wichita, KS and was founded in 2002. With total assets of approximately $5 billion. It operates 70+ branches. It employs over 800+ people. Service area: KS, MO, AR, OK, NE.

Equity Bancshares, Inc. is a bank holding company providing a full range of financial services through its subsidiary, Equity Bank. It serves communities in Kansas, Missouri, Arkansas, and Oklahoma.

As of April 2026, Equity Bank is actively running 2 promotional offers. Personal Checking offers are up to $400. Business Checking offers are up to $1,000.

Offer Update History - Latest Apr 1st, 2026

  • Updated @ Apr 1st, 2026: Personal Checking: expiration 2026-03-31 -> 2026-09-30

Personal Checking

Equity Bank

Personal Checking

$400
Sign-up Bonus
Region:KS, MO, AR, OK, NE
Offer Expires:Sep 30, 2026
!
Important Tips:
-Direct Deposit Required
-Wealthfront Works for Direct Deposit
-One bonus each household
-Equity Bank is offering a $400 bonus when you complete the following requirements:
-Open a new Checking and Savings account – Use code SURGE in person or online
-Receive $1000 in qualifying direct deposits within 45 days of account opening
-Activate and use your Equity Bank debit card within 45 days of account opening
-No account in past 180 days.

Business Checking

Equity Bank

Business Checking

$1,000
Sign-up Bonus
Region:KS, MO, AR, OK, NE
Offer Expires:Jun 30, 2026
!
Important Tips:
-open and fund a new business checking account no later than June 30, 2026
-maintain Equity Bank accounts in active and good standing at time of incentive payment
-receive a minimum of $20,000 in combined qualifying deposits into the new checking account, which do not include transfers from existing Equity Bank accounts, within 60 days of account opening
-activate and use Equity Bank debit card within 60 days of account opening; and
-When opening account at an Equity Bank location, mention “Biz1000” offer at time of opening.
-new Equity Bank business account is defined as applicant(s) not linked as an account owner to an open Equity Bank business checking or business savings account within the past 180 days.

Frequently Asked Questions (FAQ)

Does Equity Bank require direct deposit for the bonus?

Equity Bank typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the Equity Bank bonus offer available nationwide?

Equity Bank is primarily available in Kansas and surrounding areas. Check branch locations to confirm availability in your area.

Can I earn an extra referral bonus at Equity Bank?

Equity Bank may offer referral bonuses to existing customers. Contact the bank directly to inquire about current referral programs.

Is the Equity Bank welcome bonus once per lifetime?

Equity Bank typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.