Looking for the best bank bonuses in Memphis, Tennessee? We have curated 71 active offers for you. The top deal is currently from HSBC offering a $1,500 bonus.Compare checking, savings, and business account promotions available to Memphis residents below to maximize your earnings.
* Note: While some offers are available nationwide, many are specific to residents of Tennessee. We recommend checking the requirements for each individual bank in the Memphis area.
Banking in Memphis is characterized by a healthy mix of major national institutions and local community banks. For residents of Tennessee, this means competitive options for both high-tech digital features and personalized, hometown service.
* Memphis is home to 12+ financial institutions, contributing to the local Tennessee economy.
| Bank Name | Bonus | Expires | Action |
|---|---|---|---|
HSBC | $1,500 | 12/31/2026 | Details |
SoFi | $715 | Unspecified | Details |
Teachers Federal Credit Union | $600 | Unspecified | Details |
Four Leaf Federal Credit Union | $550 | 12/31/2026 | Details |
Bank of America | $500 | 09/30/2026 | Details |
U.S. Bank | $500 | 12/18/2026 | Details |
Truist | $500 | 02/02/2027 | Details |
Wells Fargo | $400 | 08/18/2026 | Details |
PNC Bank | $400 | 08/31/2026 | Details |
BMO Bank | $400 | 09/08/2026 | Details |
Chase | $400 | 10/14/2026 | Details |
Regions Bank | $400 | 12/31/2026 | Details |
Capital One | $400 | Unspecified | Details |
Fifth Third | $350 | 09/30/2026 | Details |
Chime | $350 | Unspecified | Details |
Citibank | $325 | Unspecified | Details |
KeyPoint Credit Union | $300 | 08/31/2026 | Details |
American Express | $300 | 07/30/2026 | Details |
FirstBank | $300 | 09/15/2026 | Details |
PSECU | $300 | Unspecified | Details |
Connexus Credit Union | $250 | 07/19/2026 | Details |
Navy Federal Credit Union | $250 | 07/31/2026 | Details |
Farmers Insurance Federal Credit Union | $250 | Unspecified | Details |
Darden Credit Union | $200 | 09/30/2026 | Details |
Varo Money | $150 | 07/15/2026 | Details |
OnPath Credit Union | $150 | Unspecified | Details |
Wealth Front | $100 | Unspecified | Details |
One Pay | $50 | 07/15/2026 | Details |
Current | $30 | Unspecified | Details |
| Bank Name | Bonus | Expires | Action |
|---|---|---|---|
American Express Gold Business | $1,200 | Unspecified | Details |
American Express Platinum Personal | $1,000 | Unspecified | Details |
Chase Sapphire | $1,000 | Unspecified | Details |
American Express Delta SkyMiles Gold Personal | $1,000 | Unspecified | Details |
American Express Marriott Bonvoy | $1,000 | Unspecified | Details |
Chase World of Hyatt Business | $900 | Unspecified | Details |
Citi / AAdvantage Platinum Select World Elite | $800 | Unspecified | Details |
Chase Ink Business | $750 | Unspecified | Details |
Chase British Airways Visa Signature | $750 | Unspecified | Details |
American Express Gold Personal | $720 | Unspecified | Details |
Chase IHG One Rewards | $700 | Unspecified | Details |
American Express Hilton Honors Personal | $640 | Unspecified | Details |
HSBC Premier World | $500 | Unspecified | Details |
Chase Marriott Bonvoy | $500 | Unspecified | Details |
Chase United MileagePlus | $500 | Unspecified | Details |
American Express Green Personal | $500 | Unspecified | Details |
Chase Disney | $400 | Unspecified | Details |
American Express Blue Business Plus | $300 | Unspecified | Details |
American Express Platinum Business | $300 | Unspecified | Details |
Chase Freedom | $300 | Unspecified | Details |
Chase Southwest Rapid Rewards | $300 | Unspecified | Details |
American Express Blue Business Cash | $250 | Unspecified | Details |
Bilt | $200 | Unspecified | Details |
American Express Blue Cash | $200 | Unspecified | Details |
American Express Business Green Rewards | $150 | Unspecified | Details |
Discover | $100 | Unspecified | Details |
| Bank Name | Bonus | Expires | Action |
|---|---|---|---|
Bank of America Atmos Alaska Airlines | $600 | Unspecified | Details |
While digital banking is convenient, having a physical branch in Memphis can be crucial for cash deposits, notarizations, or speaking with a personal banker for complex loans.
Look for banks that are part of large surcharge-free networks like Allpoint or MoneyPass, especially those with numerous locations across Tennessee to avoid unnecessary fees.
Most Memphis bank bonuses require a minimum direct deposit or a specific number of debit card transactions. Ensure you can comfortably meet these within the required 60-90 day window.
National banks like Chase or Bank of America offer heavy-hitting tech, while local credit unions in TN often provide more personalized service and lower loan rates.