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Home/Bank Bonuses/$400
Updated for September 2026

$400 Checking Account Bonuses

Compare 36 active checking promotions plus other $400 bank offers. Review eligibility, availability, and expiration dates before you apply.

All bank bonuses
Active $400 offers
Checking bonuses
Nationwide offers

Current promotions

Personal Checking — $400 bonuses

33 offers
BankBonusAvailabilityExpiresDetails
First Commonwealth Federal Credit Union

Bonus

$400

Availability

PA, NJ

Expiration

Sep 30, 2026
See details
Northwest Bank

Bonus

$400

Availability

OH, IN, PA

Expiration

Dec 31, 2026
See details
CommunityAmerica Credit Union

Bonus

$400

Availability

KS, MO, IL

Expiration

Dec 31, 2026
See details
WECU

Bonus

$400

Availability

WA

Expiration

Dec 31, 2026
See details
OMNI Community Credit Union

Bonus

$400

Availability

MI, IN

Expiration

Unspecified
See details
First Commonwealth Bank

Bonus

$400

Availability

PA, OH, IN, KY, or WV

Expiration

Unspecified
See details
Oriental Bank

Bonus

$400

Availability

Puerto Rico

Expiration

Dec 31, 2026
See details
Penn Community Bank

Bonus

$400

Availability

PA, NJ

Expiration

Sep 12, 2026
See details
iTHINK Financial

Bonus

$400

Availability

FL, GA

Expiration

Unspecified
See details
Chase

Bonus

$400

Availability

Nationwide

Expiration

Oct 14, 2026
See details
North Shore Bank

Bonus

$400

Availability

WI, IL

Expiration

Aug 31, 2026
See details
Citizens Bank

Bonus

$400

Availability

CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT, VA, D.C., MD, FL

Expiration

Sep 30, 2026
See details
Bankers Trust

Bonus

$400

Availability

AZ, IA, NE

Expiration

Sep 30, 2026
See details
Fulton Bank

Bonus

$400

Availability

DE, DC, MD, NJ, PA, & VA

Expiration

Dec 31, 2026
See details
Bar Harbor Bank & Trust

Bonus

$400

Availability

ME, VT & NH

Expiration

Aug 31, 2026
See details
Community State Bank

Bonus

$400

Availability

IA

Expiration

Sep 30, 2026
See details
Huntington Bank

Bonus

$400

Availability

OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC, TX

Expiration

Sep 30, 2026
See details
Republic Bank

Bonus

$400

Availability

FL, IN, KY, OH & TN

Expiration

Dec 31, 2026
See details
Union Savings Bank

Bonus

$400

Availability

CT

Expiration

Sep 19, 2026
See details
PNC Bank

Bonus

$400

Availability

Nationwide

Expiration

Aug 31, 2026
See details
BMO Bank

Bonus

$400

Availability

Nationwide

Expiration

Sep 8, 2026
See details
Capital One

Bonus

$400

Availability

Nationwide

Expiration

Unspecified
See details
Santander

Bonus

$400

Availability

NH, MA, RI, CT, DE, NY, NJ, PA, or FL

Expiration

Sep 30, 2026
See details
Equity Bank

Bonus

$400

Availability

KS, MO, AR, OK, NE

Expiration

Sep 30, 2026
See details
Addition Financial

Bonus

$400

Availability

FL, GA

Expiration

Unspecified
See details
Consolidated Community Credit Union

Bonus

$400

Availability

OR

Expiration

Unspecified
See details
Regions Bank

Bonus

$400

Availability

AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX

Expiration

Dec 31, 2026
See details
4Front Credit Union

Bonus

$400

Availability

MI

Expiration

Unspecified
See details
MIDFLORIDA Credit Union

Bonus

$400

Availability

FL

Expiration

Unspecified
See details
Purdue Federal Credit Union

Bonus

$400

Availability

IN

Expiration

Dec 31, 2026
See details
Canyon View Credit Union

Bonus

$400

Availability

UT

Expiration

Unspecified
See details
Unity Bank

Bonus

$400

Availability

NJ & PA

Expiration

Unspecified
See details
Metro Credit Union

Bonus

$400

Availability

MA, NH

Expiration

Unspecified
See details

Current promotions

Business Checking — $400 bonuses

3 offers
BankBonusAvailabilityExpiresDetails
South State Bank

Bonus

$400

Availability

GA, NC, SC, VA, FL, AL

Expiration

Sep 30, 2026
See details
Bar Harbor Bank & Trust

Bonus

$400

Availability

ME, VT & NH

Expiration

Aug 31, 2026
See details
Broadway Bank

Bonus

$400

Availability

TX

Expiration

Unspecified
See details

Current promotions

Savings & CD — $400 bonuses

1 offer
BankBonusAvailabilityExpiresDetails
E*Trade

Bonus

$400

Availability

Nationwide

Expiration

Sep 30, 2026
See details

Current promotions

Credit Card — $400 bonuses

1 offer
BankBonusAvailabilityExpiresDetails
Chase Disney

Bonus

$400

Availability

Nationwide

Expiration

Unspecified
See details

Bonus guide

How to compare $400 bank bonuses

A headline bonus is only one part of the offer. Compare the required direct deposit, monthly fee, geographic eligibility, early account closure rules, and how long the bank takes to pay. A slightly smaller bonus may be the better choice when its requirements are easier to complete.

Check the timing

Note the application deadline, qualifying window, and expected bonus payment date.

Review account costs

Make sure monthly fees and minimum balances do not reduce the value of the bonus.

Confirm eligibility

Regional banks may require you to live, work, or visit a branch within their service area.

Frequently asked questions

How do I earn a $400 checking account bonus?

Most $400 checking bonuses require opening an eligible new account and completing qualifying direct deposits within a stated period. Always confirm the bank's current terms before applying.

Are $400 bank bonuses available nationwide?

Some offers are nationwide, while regional banks and credit unions may limit eligibility by state, county, employer, or membership group. Each listing shows the latest availability recorded by BankBonusWizard.

Are bank account bonuses taxable?

Bank account bonuses are generally reported as interest income in the United States. Banks may issue a Form 1099-INT. Consult a tax professional for advice about your situation.

Explore more offers

Popular bonus amounts

$200$250$300$500$600$1000