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Independent Bank Bonus Offer

Verified InstitutionMember FDIC

Expert Analysis & Market Report

Known for its strong community ties, Independent Bank is headquartered in McKinney, TX and was founded in 1913. With total assets of approximately $18 billion. It operates 90+ branches. It employs over 1,700+ people. Service area: MI, OH.

Independent Bank Group is a Texas-based bank holding company that provides a range of commercial banking products and services for businesses, professionals, and individuals through its subsidiary, Independent Bank.

As of April 2026, Independent Bank is actively running 2 promotional offers. Personal Checking offers are up to $350. Business Checking offers are up to $500.

Offer Update History

No change records yet.

Personal Checking

Independent Bank

Personal Checking

$350
Sign-up Bonus
+
$50
Referral Bonus
Region:MI, OH
Direct Link:https://www.independentbank.com/personal/accounts/checking/one-account
Offer Expires:Mar 31, 2027
!
Important Tips:
-ChexSystems Sensitive
-Direct Deposit Required
-Wealthfront Works for Direct Deposit
-Enroll e-Document and online/mobile banking
-Register Referlive for extra bonus
Bonus Requirements: open a new ONE or Opportunity ONE Account and receive direct deposits totaling $500 or more within 90 calendar days of account opening.
Register Referlive for extra bonus of $50

Business Checking

Independent Bank

Business Checking

$500
Sign-up Bonus
+
$50
Referral Bonus
Region:MI, OH
Direct Link:https://www.independentbank.com/commercial/accounts/checking/eagle-advantage-checking
Offer Expires:Unspecified
!
Important Tips:
-Apply in Branch Only
-Register Referlive for Extra Bonus
Earn $250 when you deposit $3,000 in new money within 30 calendar days of account opening and maintain that $3,000 as a minimum balance for a minimum 90 calendar days. Earn $250 when you swipe your new debit card 20 times within the first 90 calendar days of opening your account. Credit card funding: Up to $1,000. Valid for new checking account customers only.

Frequently Asked Questions (FAQ)

Does Independent Bank require direct deposit for the bonus?

Independent Bank typically requires qualifying direct deposits for checking bonuses. Requirements vary by offer - check specific terms for minimum amounts and timeframes.

Is the Independent Bank bonus offer available nationwide?

Independent Bank is primarily available in Michigan and surrounding areas. Check branch locations to confirm availability in your area.

Can I earn an extra referral bonus at Independent Bank?

Yes! Independent Bank currently offers an additional referral bonus of up to $50. Ask an existing member or customer for their referral link before signing up.

Is the Independent Bank welcome bonus once per lifetime?

Independent Bank typically limits bonuses to new customers who haven't held a similar account in the past 12-24 months. Terms vary by promotion.

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