Updated January 15, 2026 - All bonuses verified and current

Updated November 2025

Chase Bank Account Bonuses
Get Up to $1,000

Earn substantial welcome bonuses with Chase checking and savings accounts.

Chase Bonus offer list

Account Type
Bonus Amount
Availability
Expiration
Action
Business Checking
Best Value
$750
Nationwide
Jan 1, 2031
1813 days left
Apply Now
Savings & CD
$600
Nationwide
Apr 16, 2026
92 days left
Apply Now
Personal Checking
$400
Nationwide
Apr 16, 2026
92 days left
Apply Now

Pro Tip: Click column headers to sort. The best value offer is highlighted.

Complete Guide to Chase Bank Account Bonuses

Everything you need to know to successfully earn your Chase checking and savings bonus

1
How to Get the Bonus

  • Open a new account: Apply online or in-branch with promo code if required
  • Meet requirements: Complete direct deposits and/or maintain minimum balance
  • Wait for bonus: Typically deposited within 10-15 business days
  • Keep account open: Maintain for at least 6 months to avoid clawback

2
Typical Requirements

  • Direct Deposit: Usually $500+ per month for 90 days (from employer, government, or pension)
  • Initial Deposit: $25-$100 to open the account
  • Minimum Balance: Some accounts require maintaining $1,500+ to avoid fees
  • Account Period: Keep account open and active for 6+ months

Common Mistakes to Avoid

  • Not using promo code: Some offers require entering a code during application
  • Wrong deposit type: ACH transfers or PayPal may not count as direct deposits
  • Closing too early: Must keep account open 6+ months or bonus may be clawed back
  • Being existing customer: Most offers exclude recent Chase account holders

💡
Expert Tips

  • Stack bonuses: Combine checking + savings bonuses for maximum rewards
  • Set reminders: Track deadlines for direct deposits and minimum balance requirements
  • Document everything: Keep screenshots of offers and records of qualifying transactions
  • Use autopay wisely: Set up one bill payment to avoid monthly fees

Important: Tax Implications

Bank bonuses are considered taxable income. Chase will send you a 1099-INT form if you earn $600 or more in bonuses during the tax year. Even for smaller amounts, you're required to report the income on your tax return. Plan accordingly and set aside funds for taxes if needed.

Frequently Asked Questions

Everything you need to know about Chase checking and savings account bonuses

To get the Chase checking or savings account bonus, you typically need to: (1) Open a new qualifying bank account, (2) Meet the minimum deposit requirements within the specified timeframe, (3) Complete any required direct deposits or transactions, and (4) Maintain your account in good standing for the bonus period. Each offer has specific requirements, so always read the terms carefully.

Still have questions?

Contact Chase customer service or visit their official website for more details about their bonus offers.

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